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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Teaching respect for ATVs: A role for everyone

Teaching respect for ATVs: A role for everyone

"Hop on! I’ll take you there." Whether it is crossing a ravine, climbing a hill, or traveling down a gravel road, the ATV may be the fastest way to get to a broken fence, stray livestock, or anything else that needs attention on the farm and in the field. Many farmers take the speed and convenience of ATVs for granted. "Riders don’t give ATVs the...

Multitasking Behind the Wheel

Multitasking Behind the Wheel

May we have your undivided attention, please? Of the 210 million licensed drivers in the United States, 660,000 of them are also using a cell phone or an electronic device while driving, according to the National Occupant Protection Use Survey. These drivers are four times more likely to be involved in a car crash, according to research from the National Safety Council. Multitasking behind the...

5 Questions (and Answers) About French Drains

5 Questions (and Answers) About French Drains

#1 - What are French drains? French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. Unwanted water travels through the pipe and empties a safe distance from your home or business. #2 - How do I know if I need a French...

Chip Cards and Payment Trends: What Business Owners Need to Know and Do in 2016

Chip Cards and Payment Trends: What Business Owners Need to Know and Do in 2016

Does your business accept chip cards yet? Don’t panic if it’s still on your to-do list, but you may want to get moving on this. Swiping credit cards, a technology dating back to the ’60s, is quickly becoming an outdated process. While there is no law requiring businesses to accept chip cards, there is a shift in liability from banks to businesses. So if your...

8 Maintenance Hacks for Renters

8 Maintenance Hacks for Renters

8 Maintenance Hacks Every Renter Should Know One of the biggest benefits of renting versus buying a place of your own is that you usually don’t have to worry about those pesky maintenance needs like mowing a lawn or replacing a hot water heater. And while most rental agreements include a landlord who takes care of your major maintenance worries, there are a few things...