Use Just a Tiny Percent of What You Already Spend to Protect Your Kids
Posted: March 22, 2016
Do you know how much it takes to raise a child these days? Are you sitting down? That would be almost a quarter of a million dollars. It costs $245,000 to raise a child born in 2013 until they hit 18, according to the U.S. Dept. of Agriculture. This is not about a luxury upbringing. This is no Kardashian-esque baby outfitted in cashmere onesies. This...
A How To Guide for Renters
Posted: March 18, 2016
Whether your goal is to avoid mowing a lawn or have unlimited access to a pool and fitness facility you never have to clean, or if you just plain don’t want to buy a house, you may be one of the 43 million households in the U.S. who rent a home, apartment or condo. In fact, according to Rent.com’s 2015 rental market report, rental inventory...
Who is Responsible for Apartment Rental Repairs?
Posted: March 17, 2016
For some people, one of the biggest benefits of renting an apartment rather than buying a home is the joy of on-call maintenance service. Busted fridge? No worries. Broken pipes? That’s what the landlord is for. But are there ever times when the tenant would be responsible for making repairs to an apartment or rental unit? Specific responsibilities are usually outlined in a rental agreement,...
Cultivate a Fire-Safe Farm
Posted: March 15, 2016
There are a lot of fire hazards on the farm, especially during harvest time. Dry crops and chaff offer plenty of fuel in fields and barns, on combines, and around other heavy farm equipment. Fields and equipment The Iowa State Extension has put together a list of safety precautions to help make your harvest safe and bountiful. Carry a minimum of two class ABC fire...
Three Ways to Prepare for the First Ride this Spring
Posted: March 14, 2016
Your motorcycle has been parked for four months—maybe more. Now that the snow and ice have melted away, it’s time to pack away the shovels and sleds and make space for your motorcycle. Before that first ride of the spring, Pardridge Insurance, along with its partner Grinnell Mutual Reinsurance Company, recommends taking time to prepare your bike, your gear, and yourself for the ride. “Riders...