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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

If You Get a Scald - Follow these Tips!

If You Get a Scald - Follow these Tips!

You can help prevent scalds at home and in the kitchen. If you get a scald, follow these tips. 1. Cool the scald. Treat a scald right away by putting it in cool water. Cool the scald for three to five minutes. 2. Uncover the scald. Remove all clothing, diapers, jewelry and metal from the scalded area. These can hide underlying scalds and retain heat, which...

Prepare Yourself and your Vehicle for Winter

Many Midwest drivers accept that snow and ice may make driving in winter a challenge. While you can’t change the weather, you can take steps to make sure you and your vehicle are ready for what Old Man Winter delivers. Grinnell Mutual recommends winterizing your vehicle before driving in wintry conditions. Inspect your vehicle Cold temperatures put added stress on your vehicle. Oil and other...

Fight the Urge to Swerve When You See Deer!

Fight the Urge to Swerve When You See Deer!

“When you see a deer, your first and best response should be to slow down,” said Kevin Dowling, assistant vice president of Direct Claims at Grinnell Mutual Reinsurance Company. Swerving makes a bad situation worse Fight the urge to swerve when you spot a deer on the road. Swerving to avoid a deer may make a bad situation worse, leading to a more serious accident...

If You Get a Scald...what to do!

If You Get a Scald...what to do!

You can help prevent scalds at home and in the kitchen. If you get a scald, follow these tips. 1. Cool the scald. Treat a scald right away by putting it in cool water. Cool the scald for three to five minutes. 2. Uncover the scald. Remove all clothing, diapers, jewelry and metal from the scalded area. These can hide underlying scalds and retain heat, which...

Three Ways to Spot Deer on Rural Roads

Three Ways to Spot Deer on Rural Roads

When drivers and deer see each other on the road, it can be a challenge for each of them to overcome their instincts. The deer caught in the headlights may freeze, while drivers may swerve to avoid the deer. “When you see a deer, slowing down should be your first reaction,” said Kevin Dowling, Assistant Vice President of direct claims at Grinnell Mutual Reinsurance Company....