Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Insure to Value
Posted: July 24, 2015
Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...
Life Insurance and Health Conditions
Posted: July 22, 2015
Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many...
Driving Through Flood Waters - A Risk Not Worth Taking!
Posted: July 17, 2015
Turn around, don’t drown. The next time your community receives a flood watch or warning, you'll probably hear that phrase from your favorit weatherperson. Pardridge Insurance urges you to avoid driving in flood waters because of the threats to your vehicle and your life. Flood waters are the deadliest form of severe weather. More people died because of flood waters than lightning, tornadoes, or windstorms...
How to Avoid Lightning
Posted: July 15, 2015
There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...
Safely Grilling for 164 Million
Posted: July 1, 2015
According to the National Retail Federation’s 2013 Independence Day survey, seven in 10 Americans who plan to celebrate the 4th of July this year will attend a barbecue, cookout or picnic. That amounts to 164 million people enjoying a flame broiled burger or two, a record number compared to previous surveys. If you’re one of the millions who will be grilling this holiday weekend –...