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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Demystifying Car Insurance Rates

Demystifying Car Insurance Rates

Have you ever compared your car insurance rate with a friend or family member and found it wildly different—even if you both use the same insurance company? It's not that your carrier likes one of you better than the other. In fact, the way rates are determined is based on many different factors—some obvious, some you might not expect:   Accident History and Driving Record--...

Car Voice Systems: A Positive Development or Another Distraction?

Car Voice Systems: A Positive Development or Another Distraction?

In a perfect world, every driver would avoid all distractions while driving. Yet the reality remains that many Americans continue to use their phones behind the wheel. In an effort to reduce the dangers that phones pose and to offer customers an enticing new technology feature, auto makers are increasingly including car voice systems in new models. These systems let drivers use voice commands to...

New Consumer Trends in Homes, Cars and More

New Consumer Trends in Homes, Cars and More

For decades, we worked to own homes— the bigger, the better. And ownership was the default choice for homes, cars and everything else. Things are different today. Homes are shrinking in size for the first time in years, more people are renting and car leasing is on the rise. Meanwhile, some of the fastest-growing companies promote sharing rather than owning. A look into these new...

Don’t Let Dog Bites Send You to the Doghouse

By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by individual states. Here’s what you need to know about insurance and dog bites: Homeowners and renters insurance policies typically cover dog bite liability. If a claim exceeds the policy’s limit, though, the dog owner would be personally responsible for all damages above...

How to Prevent Dog Bites

How to Prevent Dog Bites

By: Ashley Weber, Eriesense.com A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, cuddly, loyal and smart—it’s no wonder dogs hold the title of “man’s best friend” and that 39 percent of American households own at least one dog. So why is it that our canine companions bite humans 4.7 million times every year...