Skip to the content

Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Driving Through Flood Waters - A Risk Not Worth Taking!

Driving Through Flood Waters - A Risk Not Worth Taking!

Turn around, don’t drown. The next time your community receives a flood watch or warning, you'll probably hear that phrase from your favorit weatherperson. Pardridge Insurance urges you to avoid driving in flood waters because of the threats to your vehicle and your life. Flood waters are the deadliest form of severe weather. More people died because of flood waters than lightning, tornadoes, or windstorms...

How to Avoid Lightning

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...

Safely Grilling for 164 Million

Safely Grilling for 164 Million

According to the National Retail Federation’s 2013 Independence Day survey, seven in 10 Americans who plan to celebrate the 4th of July this year will attend a barbecue, cookout or picnic. That amounts to 164 million people enjoying a flame broiled burger or two, a record number compared to previous surveys. If you’re one of the millions who will be grilling this holiday weekend –...

Demystifying Car Insurance Rates

Demystifying Car Insurance Rates

Have you ever compared your car insurance rate with a friend or family member and found it wildly different—even if you both use the same insurance company? It's not that your carrier likes one of you better than the other. In fact, the way rates are determined is based on many different factors—some obvious, some you might not expect:   Accident History and Driving Record--...

Car Voice Systems: A Positive Development or Another Distraction?

Car Voice Systems: A Positive Development or Another Distraction?

In a perfect world, every driver would avoid all distractions while driving. Yet the reality remains that many Americans continue to use their phones behind the wheel. In an effort to reduce the dangers that phones pose and to offer customers an enticing new technology feature, auto makers are increasingly including car voice systems in new models. These systems let drivers use voice commands to...