Distractions and Teen Drivers
Posted: October 26, 2017
PARENTAL GUIDANCE SUGGESTED We know what you’re thinking. The idea of talking to your son or daughter about distracted driving probably has you rolling your eyes — and your teen responding in kind. We get it. It can seem like it’s a conversation that will fall on deaf ears, but like any important discussion you have with your kids, it resonates more than you know....
How does insurance cover parking lot accidents?
Posted: October 22, 2017
The holiday season is drawing near, which means many shoppers will be driving in and out of store parking lots for the next couple of months. All that activity can up anyone’s chances of being in a parking lot accident. Which may lead you wonder: How does insurance cover parking lot accidents? If you damage someone else’s car in any way, it’s your responsibility—and possibly even...
Danger - Distracted Driving!
Posted: October 11, 2017
We’ve all been in a room full of teenagers — between the animated chatter, loud music, and texting back and forth, they’re a force to be reckoned with. Cram all of that energy into the cramped confines of a car and it can get dangerous fast. Statistics from the Children’s Hospital of Philadelphia Research Institute show that when teen drivers have two or more passengers,...
Does your Auto Insurance Need a Tune-Up?
Posted: August 29, 2017
When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and food to eat. One of the insurance carriers Pardridge Insurance represents is Grinnell Mutual. When you’re insured through Grinnell Mutual and/or FarMutual®, they will help you save money and get back on your feet with one...
Whose Insurance Pays When Your Friend Crashes Your Car?
Posted: August 16, 2017
Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions: The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend’s insurance would kick in to cover the outstanding balance. Another exception can occur when...