Whose Insurance Pays When Your Friend Crashes Your Car?
Posted: August 16, 2017
Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions: The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend’s insurance would kick in to cover the outstanding balance. Another exception can occur when...
SO, YOU’RE LEAVING THE NEST...
Posted: August 2, 2017
College is an exciting time. Meeting the roommate (fingers crossed he or she isn’t a morning person), exploring campus, dreading statistics class — there are ups and downs. And Mom and Dad have decided it’s time for you handle some of your own expenses, and not just coin-operated laundry. But have no fear, Grinnell Mutual is here. Pardridge Insurance can help you with Insurance 101...
FIVE RULES FOR TEEN DRIVERS AND THEIR PARENTS
Posted: June 8, 2017
Driving is a privilege for drivers of all ages, including teens. Driving brings both opportunity and risk to those behind the wheel. “As a parent, I give our children positive affirmation about their driving abilities, while helping them understand the numerous risks,” said Kevin Dowling, assistant vice president for direct claims at Grinnell Mutual. “To be successful at whatever you do, there is often an...
When Should I Add My New Teen Driver to My Auto Policy?
Posted: May 19, 2017
ERIE requires new teen drivers to be added to a parent or guardian’s auto policy or take out their own policy once they get their license. If your teen driver only has a learner’s permit, he or she is automatically covered under your policy—so no need to touch base with your ERIE Agent just yet. Add my teenager to my policy or get their own?...
Check of Our Discounts
Posted: March 8, 2017
When it comes to auto insurance, we think you should drive a hard bargain. If you are a smart driver and a loyal customer, you shouldn’t pay the same premium as everyone else. That’s why our partner Grinnell Mutual offers many types of discounts. Call Pardridge Insurance today at 815-758-4447 about what money-saving offers will put you on the fast track to affordable insurance with great...