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Category: Blog

Have a Fire Escape Plan: Get Low and Go

Have a Fire Escape Plan: Get Low and Go

It’s hard to think about your house and your things — your whole life — going up in flames. It can be even harder to talk about such a scary possibility with your children. But working out an escape plan that everyone can follow and understand can prevent a tragedy. According to the National Fire Protection Association (NFPA), in 2013, there were nearly 2,800 deaths...

Does your Auto Insurance Need a Tune-Up?

Does your Auto Insurance Need a Tune-Up?

When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and food to eat. One of the insurance carriers Pardridge Insurance represents is Grinnell Mutual.  When you’re insured through Grinnell Mutual and/or FarMutual®, they will help you save money and get back on your feet with one...

Whose Insurance Pays When Your Friend Crashes Your Car?

Whose Insurance Pays When Your Friend Crashes Your Car?

Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions: The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend’s insurance would kick in to cover the outstanding balance. Another exception can occur when...

Home Coverages

Home Coverages

Own a home? Owning a home is a big responsibility. From making the mortgage payment each month to ongoing maintenance and renovations, being a homeowner can cause the occasional sleepless night. Grinnell Mutual and our Grinnell Mutual Members believe in protecting your investment (and your sleep) with our flexible Home-Guard® insurance, which combines property and personal liability coverage with added options, like additional living expenses. And if your...

SO, YOU’RE LEAVING THE NEST...

SO, YOU’RE LEAVING THE NEST...

College is an exciting time. Meeting the roommate (fingers crossed he or she isn’t a morning person), exploring campus, dreading statistics class — there are ups and downs. And Mom and Dad have decided it’s time for you handle some of your own expenses, and not just coin-operated laundry. But have no fear, Grinnell Mutual is here. Pardridge Insurance can help you with Insurance 101...