Data breaches: Not “if” but “when”
Posted: February 17, 2016
When we think about data breaches, it’s the big retailers — like Target, famously — and restaurants that do hundreds or thousands of point-of-sale transactions every week that come to mind. But contractors, especially if they’re working with subcontractors, are not immune to this risk — a single incident could cost a company thousands. According to the Identity Theft Resource Center (ITRC), a 10-year average...
Put insurance on your event planning checklist
Posted: February 15, 2016
Happy Engagement! With the hours you pour into event planning, you want the big day to go off without a hitch. But accidents happen. No matter what the event – a wedding reception, small town festival, fair, or 5K – liability exposures exist for event organizers and landowners. Learn why you should add special event coverage to your planning checklist. Why do I need special...
9 Reasons Renting is Awesome!
Posted: February 13, 2016
Raise your hand if you’ve heard this before: “Why would you rent? That’s like throwing money into a black hole!” I’m not here to argue the value in building equity through home ownership – that’s a no-brainer. But let’s be honest: Considering the price of a down payment, a home inspection and closing costs – the up-front costs of purchasing a home can be cost-prohibitive...
Annuities for Any Budget
Posted: February 9, 2016
Some people think that annuities are expensive, that you need to have thousands of dollars in the bank to buy into an annuity. While there are some annuities that require a large single payment, our partner Erie Insurance offers many other options that can fit into many budgets: Flexible Premium Deferred Annuity (FPDA): Think of the FPDA as the “pay as you go”...
How to Protect Your Home from Melting Snow
Posted: February 4, 2016
You probably have an idea of how to winterize your home. (And if not, we can help you with that!) However, it’s not always clear how to protect your home from melting snow that leaves slush, mud or water in its wake. Melting snow can cause damage to foundations and personal property (both indoor and outdoor) if it’s ignored. If this sounds like something you’re...