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Category: Business Insurance

Preventing Fraud and Arson

Preventing Fraud and Arson

We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on you to help prevent fraud and arson in your neighborhood. What is fraud? Insurance fraud is one of the largest economic crimes in the United States.  Fraud affects all areas of insurance and includes: Claims for theft that never...

Insure to Value

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...

How to Avoid Lightning

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...

Data Breaches: A Big Threat Small Businesses Often Ignore

Data Breaches: A Big Threat Small Businesses Often Ignore

Whether it's a misplaced computer, an improperly shredded document or a hacked database, data breaches happen. And they happen frequently. Recent research reveals that 55 percent of small businesses have lost confidential or private information as the result of a data breach.  That said, only about 31 percent of businesses have coverage to protect against this growing threat. Statistics like these reinforce the importance of...