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Category: Commercial Insurance

What Does Commercial Umbrella Insurance Cover?

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Does your Auto Insurance Need a Tune-Up?

Does your Auto Insurance Need a Tune-Up?

When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and food to eat. One of the insurance carriers Pardridge Insurance represents is Grinnell Mutual.  When you’re insured through Grinnell Mutual and/or FarMutual®, they will help you save money and get back on your feet with one...

Fire Safety is More than Prevention.

Fire Safety is More than Prevention.

It also means knowing how to stop a fire once it starts. Teaching your team the basics of fire fighting could reduce fire damage at your workplace. There are 3 common types of fires: ordinary combustibles, like paper, wood, and trash; flammable liquids, greases, or gases; and energized electrical equipment. Fire extinguishers are built to put out one or more of these classes of fires....

If you can’t stand the heat … prevent kitchen fires

Whether you’re whipping up fried chicken for a family picnic or for a hungry crowd of diners in your restaurant, chances are you’ll be playing with fire. Some easy safety measures will keep you — and your meal — from getting burned. Commercial kitchens Keep your fire-suppression system up to code. Although you can’t eliminate every fire hazard, by meeting the UL 300 standard for...

Three Ways a Security Camera Can Protect your Business!

Three Ways a Security Camera Can Protect your Business!

From convenience stores to warehouse facilities, security cameras have become a common sight. “When you have a camera, you have a witness,” said Glenn Sasse, manager of loss control at Grinnell Mutual. “Seeing a camera is likely to deter someone considering theft and vandalism to your property.” #1 - Catching bad guys “Cameras help catch criminals,” said Sasse. “Police may use them in an investigation.”...