How to Avoid Lightning
Posted: July 9, 2016
There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot count...
Test Your Home for Radon and Protect your Family’s Health
Posted: July 7, 2016
Radon is an odorless, colorless gas that likely exists in many homes in the United States. According to the Environmental Protection Agency, this naturally occurring gas is the second leading cause of lung cancer. During National Radon Action Month, Grinnell Mutual recommends testing your home for radon. “The most important reason to test your home for radon is to identify potential air quality issues,” said...
What Causes an Animal to Bite Someone?
Posted: June 21, 2016
Whether dealing with a household pet or livestock on the farm, animal owners tend to be familiar with cues animals give about their behavior. “Sometimes owners assume other people know how to behave around animals,” said Thad Means, claims adjuster at Grinnell Mutual. “Don’t let someone get close to an animal if they are not used to it.” The way you act may cause an...
Add Renters Insurance to your Apartment-Hunting Checklist
Posted: June 17, 2016
Are you covered if your apartment caught fire or if a friend was injured after tripping on your rug? Your landlord’s insurance policy may not cover these. If your college student is renting an off-campus apartment, your homeowners’ insurance might not cover it either. The good news is a renters policy often does. Why renters insurance is a good deal Even small apartments often hold...
Backyard Haven or Hazard?
Posted: May 26, 2016
Backyards aren’t just for baseball and burgers any more. For many Americans, the backyard has become a haven to unwind, have fun or entertain in style. Of course, the more activities and backyard equipment — hot tubs, built-in fire pits, swings, trampolines, pools and barbeque grills — the higher the risk potential. Knowing some safety tips up front can prevent future problems. “Preventing hazards will...