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Category: Home Insurance

Do You Have the Right Coverage for Your Roof?

Do You Have the Right Coverage for Your Roof?

Replacing a roof is one of the most expensive home projects any homeowner will ever face. In fact, Angieslist.com reports that it cost consumers an average of $11,095 to tear off and replace an old roof in 2014. While it’s possible to save over a period of months or years to replace an old roof, sudden damage from something like a windstorm doesn’t give you that...

Homeowners Equipment Breakdown Coverage

As homes have changed so have the risks. The equipment in your home is now more sophisticated and valuable. Your homeowners insurance choices need to keep pace with changing risk. With homeowners’ equipment breakdown coverage you’ll have access to specialists who will find services for the fast repair or replacement of your critical equipment.  You’ll appreciate the security, convenience, and peace of mind of our equipment...

Preventing Fraud and Arson

Preventing Fraud and Arson

We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on you to help prevent fraud and arson in your neighborhood. What is fraud? Insurance fraud is one of the largest economic crimes in the United States.  Fraud affects all areas of insurance and includes: Claims for theft that never...

Insure to Value

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...

How to Avoid Lightning

How to Avoid Lightning

There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...