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Category: Homeowners Insurance

What Insurance Do I Need To Rent Out My Home On Airbnb?

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

How Is Condo Insurance Different From Homeowners Insurance?

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

Safety First! Knowing the Where and How of Fire Extinguishers.

  It also means knowing how to stop a fire once it starts. Teaching your family and work team the basics of fire fighting could reduce fire damage at home and your workplace. There are 3 common types of fires: ordinary combustibles, like paper, wood, and trash; flammable liquids, greases, or gases; and energized electrical equipment. Fire extinguishers are built to put out one or...

Does your Auto Insurance Need a Tune-Up?

Does your Auto Insurance Need a Tune-Up?

When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and food to eat. One of the insurance carriers Pardridge Insurance represents is Grinnell Mutual.  When you’re insured through Grinnell Mutual and/or FarMutual®, they will help you save money and get back on your feet with one...

Home Coverages

Home Coverages

Own a home? Owning a home is a big responsibility. From making the mortgage payment each month to ongoing maintenance and renovations, being a homeowner can cause the occasional sleepless night. Grinnell Mutual and our Grinnell Mutual Members believe in protecting your investment (and your sleep) with our flexible Home-Guard® insurance, which combines property and personal liability coverage with added options, like additional living expenses. And if your...