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Category: Homeowners Insurance

Electrical Issues Top the List of Fire Causes

Electrical Issues Top the List of Fire Causes

In 2015, electrical issues claimed the top spot in the annual list of fire origins based on statistical data gathered by our partner Grinnell Mutual’s Special Investigations. Of the 654 new investigations in 2015, 39 percent of determined fires were electrical, with combustibles placed near heat sources coming in at 21 percent, and incendiaries at 18 percent. Other noted fire catalysts included natural causes (6 percent),...

We Wish You a Fire-free Holiday Season!

We Wish You a Fire-free Holiday Season!

To add warmth to your home during the holiday season, you might start a fire, light a candle, or plug in the twinkle lights on a Christmas tree. Keep safe and warm by the fire Fireplaces are so inviting, but can be so dangerous when people and objects are crammed around the open flame. According to the National Fire Protection Association (NFPA), placing items such...

Avoiding a Deep-Fried Turkey Disaster this Thanksgiving

Avoiding a Deep-Fried Turkey Disaster this Thanksgiving

Did you know Benjamin Franklin — who thought the bald eagle was of “bad moral character” — proposed that a wild turkey be the official bird mascot of the United States? Although he was outvoted, the noble turkey remains a mainstay of American culture and kitchens. According to the National Turkey Federation, nearly 88 percent of Americans eat turkey on Thanksgiving, usually with a generous...

Fire Safety is More than Prevention.

Fire Safety is More than Prevention.

It also means knowing how to stop a fire once it starts. Teaching your team the basics of fire fighting could reduce fire damage at your workplace. There are 3 common types of fires: ordinary combustibles, like paper, wood, and trash; flammable liquids, greases, or gases; and energized electrical equipment. Fire extinguishers are built to put out one or more of these classes of fires....

If you can’t stand the heat … prevent kitchen fires

Whether you’re whipping up fried chicken for a family picnic or for a hungry crowd of diners in your restaurant, chances are you’ll be playing with fire. Some easy safety measures will keep you — and your meal — from getting burned. Commercial kitchens Keep your fire-suppression system up to code. Although you can’t eliminate every fire hazard, by meeting the UL 300 standard for...