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Category: Homeowners Insurance

5 Questions (and Answers) About French Drains

5 Questions (and Answers) About French Drains

#1 - What are French drains? French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. Unwanted water travels through the pipe and empties a safe distance from your home or business. #2 - How do I know if I need a French...

Simple Tips to Keep Laundry Rooms Efficient and Fire-Free

Simple Tips to Keep Laundry Rooms Efficient and Fire-Free

Pardridge Insurance, in partnership with Grinnell Mutual, reminds homeowners that simple dryer maintenance can help keep your home and family safe. Choose the right venting system Just as clogged lint filters can overheat and combust, lint can also build up in the dryer and ductwork of the ventilation system. For example, bends in the ductwork reduce airflow, leading to lint accumulation. That’s why it’s important for ductwork...

9 Reasons Renting is Awesome!

9 Reasons Renting is Awesome!

Raise your hand if you’ve heard this before: “Why would you rent? That’s like throwing money into a black hole!” I’m not here to argue the value in building equity through home ownership – that’s a no-brainer. But let’s be honest: Considering the price of a down payment, a home inspection and closing costs – the up-front costs of purchasing a home can be cost-prohibitive...

How to Protect Your Home from Melting Snow

How to Protect Your Home from Melting Snow

You probably have an idea of how to winterize your home. (And if not, we can help you with that!) However, it’s not always clear how to protect your home from melting snow that leaves slush, mud or water in its wake. Melting snow can cause damage to foundations and personal property (both indoor and outdoor) if it’s ignored. If this sounds like something you’re...

The 10 Commandments of Candle Safety

The 10 Commandments of Candle Safety

By: Amanda Prischak, www.eriesense.com Have you been lighting up candles during the dark winter months? If so, you’ll want to follow the 10 commandments of candle safety. 1.Thou shall not leave thy candle unattended. This one is pretty obvious, but don’t be tempted to ignore it. Research shows that 19 percent of home candle fires happen when no one is keeping an eye on things. 2. Thou...