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Category: Homeowners Insurance

Don’t Let Dog Bites Send You to the Doghouse

By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by individual states. Here’s what you need to know about insurance and dog bites: Homeowners and renters insurance policies typically cover dog bite liability. If a claim exceeds the policy’s limit, though, the dog owner would be personally responsible for all damages above...

How to Prevent Dog Bites

How to Prevent Dog Bites

By: Ashley Weber, Eriesense.com A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, cuddly, loyal and smart—it’s no wonder dogs hold the title of “man’s best friend” and that 39 percent of American households own at least one dog. So why is it that our canine companions bite humans 4.7 million times every year...

How to Avoid Burns Outside of the Home

How to Avoid Burns Outside of the Home

By: Erie Insurance Winter can be loaded with outdoor hazards like sleet, black ice, snow and freezing conditions. So no one blames you when spring finally arrives and you can’t wait to spend time outside without your teeth chattering. But warmer weather is not without its own risk. And burns outside of the home are at the top of the list. Below are some tips...

How to Survive a Power Outage

How to Survive a Power Outage

Power outages can occur at any time—and they’re almost always unexpected. When it comes to how to survive a power outage, there are few things to keep in mind beyond candle safety and digging out board games. By taking a few measures beforehand, you’ll be more comfortable –and less panicked—when the power goes out. Prep for a possible emergency While some power outages last no more...

When It Rains, It Pours

When It Rains, It Pours

We’ve all seen pictures of houses with water up to their rooftops, and cars floating serenely down a street that looks more like a river. Floods are a major force to be reckoned with and can have catastrophic effects on your car and your home. In the case of homeowner’s insurance, you are probably not covered for flood damage in your homeowner’s policy. Flood coverage...