Insure to Value
Posted: July 24, 2015
Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...
How to Avoid Lightning
Posted: July 15, 2015
There are important things to know when it comes to how to avoid lightning. Some precautions you can take well before a storm arrives are to prepare a disaster supplies kit and to properly care for your trees. Once you hear that first clap of thunder, remember to: Postpone outdoor activities. Heed the 30/30 Lightning Safety Rule: Go indoors if, after seeing lightning, you cannot...
Don’t Let Dog Bites Send You to the Doghouse
Posted: June 12, 2015
By: Ashley Weber, Eriesense.com The laws governing dog bite liability vary by state and, like all aspects of insurance, coverage is regulated by individual states. Here’s what you need to know about insurance and dog bites: Homeowners and renters insurance policies typically cover dog bite liability. If a claim exceeds the policy’s limit, though, the dog owner would be personally responsible for all damages above...
How to Prevent Dog Bites
Posted: June 11, 2015
By: Ashley Weber, Eriesense.com A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, cuddly, loyal and smart—it’s no wonder dogs hold the title of “man’s best friend” and that 39 percent of American households own at least one dog. So why is it that our canine companions bite humans 4.7 million times every year...
How to Avoid Burns Outside of the Home
Posted: May 15, 2015
By: Erie Insurance Winter can be loaded with outdoor hazards like sleet, black ice, snow and freezing conditions. So no one blames you when spring finally arrives and you can’t wait to spend time outside without your teeth chattering. But warmer weather is not without its own risk. And burns outside of the home are at the top of the list. Below are some tips...