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Tag: Business Insurance

Is your Farm Covered? Know the Liability Risks of Farming.

Is your Farm Covered? Know the Liability Risks of Farming.

Landowners essentially bet the farm every day.  A liability lawsuit could arise at any time and for any number of reasons.  Many lawsuits arise from claims of negligence that result in bodily injury or property damage to others. If a farmer’s cow escapes and eats the neighbor’s crop, the farmer may be liable for the damage to the crop. If the same cow is on...

Worker's Compensation

Worker's Compensation

You operate a safe, secure work environment, but accidents and illness can still happen. A slip and fall, an equipment malfunction, or an auto accident, can result in high medical bills, lost time injuries, and a temporary or permanent loss of valuable experienced employees. Your employees are your most valuable asset. Protect them and your bottom line with workers’ compensation insurance from Grinnell Mutual. Workers’...

Commercial Property Package Coverage

Commercial Property Package Coverage

We have partnered with Grinnell Mutual to make it easy to protect your commercial property investment with their Commercial Package Policy insurance program.  Our experience over the past century has taught us a thing or two about listening to our customers and creating products customized to meet their unique needs. Our agents can help you protect your investment in your business with property and liability coverages, along...

Preventing Fraud and Arson

Preventing Fraud and Arson

We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on you to help prevent fraud and arson in your neighborhood. What is fraud? Insurance fraud is one of the largest economic crimes in the United States.  Fraud affects all areas of insurance and includes: Claims for theft that never...

Insure to Value

Insure to Value

Don't let an accident, fire, water damage, vandalism, or theft cause you, your family, or your business financial burden. Learn more about insuring to value and the difference between replacement cost, actual cash value, and market value. Is your home or business adequately insured? Rebuilding a home or business is often more expensive than new construction. Contacting a local contractor to request an estimate for replacing...