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Tag: Business Insurance

Top Three Reasons Why People Buy Life Insurance

Top Three Reasons Why People Buy Life Insurance

September marks Life Insurance Awareness Month. The annual campaign is coordinated by Life Happens to encourage the more than 100 million Americans who don’t have adequate life insurance to get the coverage they need. Before you can get the coverage you need, you need to understand why you need it. While there are many reasons to buy life insurance, the most common reasons include: 1....

Commercial Crime Coverage Can Ease Your Concern

Commercial Crime Coverage Can Ease Your Concern

Business theft and employee fraud is, unfortunately, a constant concern for business owners. Dealing with the aftermath of a loss robs you of your time as well as your property. Grinnell Mutual®’s commercial crime insurance offers our business insurance customers coverage to deal with a variety of theft or fraud situations. Commercial Crime Coverages Forgery Theft Employee dishonesty Fraud Contact Pardridge Insurance today at 815-758-4447 for...

What You Need to Know about Carbon Monoxide!

What You Need to Know about Carbon Monoxide!

Carbon monoxide (CO) is a tasteless, invisible gas that you simply can’t afford to ignore. Hundreds of Americans die every year from carbon monoxide poisoning. Yet many people know very little about carbon monoxide and how to prevent carbon monoxide poisoning. This series of posts is designed to arm you with the information you need to keep you and your family safe from carbon monoxide...

Three Ways a Security Camera Can Protect your Business!

Three Ways a Security Camera Can Protect your Business!

From convenience stores to warehouse facilities, security cameras have become a common sight. “When you have a camera, you have a witness,” said Glenn Sasse, manager of loss control at Grinnell Mutual. “Seeing a camera is likely to deter someone considering theft and vandalism to your property.” #1 - Catching bad guys “Cameras help catch criminals,” said Sasse. “Police may use them in an investigation.”...

Is your Farm Covered? Know the Liability Risks of Farming.

Is your Farm Covered? Know the Liability Risks of Farming.

Landowners essentially bet the farm every day.  A liability lawsuit could arise at any time and for any number of reasons.  Many lawsuits arise from claims of negligence that result in bodily injury or property damage to others. If a farmer’s cow escapes and eats the neighbor’s crop, the farmer may be liable for the damage to the crop. If the same cow is on...