I had a car accident. What do I need to report?
Posted: September 30, 2015
Car accidents are stressful but quickly reporting your claim can bring peace of mind. Once you’ve taken a few deep breaths and made sure everyone is safe, here is the information you need to gather to report the incident your Insurance Agent. Special mobile features for our insurance partner Grinnell Mutual have also been highlighted. 1. Snap a photo or video of the damaged vehicle(s)...
Don't You Multi-task Behind the Wheel!
Posted: September 11, 2015
May we have your undivided attention, please?!! Of the 210 million licensed drivers in the United States, 660,000 of them are also using a cell phone or an electronic device while driving, according to the National Occupant Protection Use Survey. These drivers are four times more likely to be involved in a car crash, according to research from the National Safety Council. Multitasking behind the...
Preventing Fraud and Arson
Posted: August 6, 2015
We depend on you Fraudulent insurance claims and arson not only cost our nation billions of dollars each year, they take countless lives. We call on you to help prevent fraud and arson in your neighborhood. What is fraud? Insurance fraud is one of the largest economic crimes in the United States. Fraud affects all areas of insurance and includes: Claims for theft that never...
Driving Through Flood Waters - A Risk Not Worth Taking!
Posted: July 17, 2015
Turn around, don’t drown. The next time your community receives a flood watch or warning, you'll probably hear that phrase from your favorit weatherperson. Pardridge Insurance urges you to avoid driving in flood waters because of the threats to your vehicle and your life. Flood waters are the deadliest form of severe weather. More people died because of flood waters than lightning, tornadoes, or windstorms...
Demystifying Car Insurance Rates
Posted: June 24, 2015
Have you ever compared your car insurance rate with a friend or family member and found it wildly different—even if you both use the same insurance company? It's not that your carrier likes one of you better than the other. In fact, the way rates are determined is based on many different factors—some obvious, some you might not expect: Accident History and Driving Record--...