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Tag: Home Insurance

Enjoy the holidays, fire-free, with tips from Grinnell Mutual

Enjoy the holidays, fire-free, with tips from Grinnell Mutual

As the holiday season approaches, homes will soon be glowing with decorations both inside and out, delicious foods will be baked, menorahs lit, and carefully wrapped packages will appear under Christmas trees. Though often forgotten, the season and its traditions pose an increased risk for fire hazards. “In the 31 years that I have been conducting fire investigations, I have heard countless times, ‘I always...

If You Get a Scald...what to do!

If You Get a Scald...what to do!

You can help prevent scalds at home and in the kitchen. If you get a scald, follow these tips. 1. Cool the scald. Treat a scald right away by putting it in cool water. Cool the scald for three to five minutes. 2. Uncover the scald. Remove all clothing, diapers, jewelry and metal from the scalded area. These can hide underlying scalds and retain heat, which...

Be Ladder Smart When Hanging Holiday Decorations

Be Ladder Smart When Hanging Holiday Decorations

Wreaths, bows, and twinkling lights are a few of the many ways people brighten up their homes during the holiday season. Grinnell Mutual recommends using your ladder properly to hang holiday decorations. “To reduce the chance of falling, make sure you have a stable foundation under your ladder,” said Larry Gallagher, director of loss control at Grinnell Mutual Reinsurance Company. “In addition, use the proper...

Insulation – one key to winterizing your home and saving money

Insulation – one key to winterizing your home and saving money

Insulating your home can make it more comfortable and save you money on heating and cooling. As winter approaches, Grinnell Mutual recommends inspecting the insulation in your attic, walls, and foundation. Proper insulation can improve the efficiency of your furnace and caulking windows and doors may help reduce heat loss. “Insulation offers a bigger return on the dollars you invest in improving your home, especially...

Safety Tips for Staying Safe While Staying Warm from Grinnell Mutual

Safety Tips for Staying Safe While Staying Warm from Grinnell Mutual

 With temperatures dropping, people are turning up the heat at home. High gas and electricity costs are causing some to consider alternative heating sources—including space heaters, wood stoves, fireplaces, and generators.  Pardridge Insurance, along with Grinnell Mutual, would like to remind homeowners that these heating sources can pose serious risks if not used properly. According to the U.S. Fire Administration (USFA), the last peak in...