Do I Need Tornado Insurance In My Area?
Posted: March 16, 2020
According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...
What Insurance Do I Need To Rent Out My Home On Airbnb?
Posted: February 16, 2020
Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...
How Is Condo Insurance Different From Homeowners Insurance?
Posted: January 16, 2020
Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...
Safety First! Knowing the Where and How of Fire Extinguishers.
Posted: September 27, 2017
It also means knowing how to stop a fire once it starts. Teaching your family and work team the basics of fire fighting could reduce fire damage at home and your workplace. There are 3 common types of fires: ordinary combustibles, like paper, wood, and trash; flammable liquids, greases, or gases; and energized electrical equipment. Fire extinguishers are built to put out one or...
Does your Auto Insurance Need a Tune-Up?
Posted: August 29, 2017
When a disaster hits you hard, the most important thing is the safety of your family. We know your concern is a place to stay, clothes to wear, and food to eat. One of the insurance carriers Pardridge Insurance represents is Grinnell Mutual. When you’re insured through Grinnell Mutual and/or FarMutual®, they will help you save money and get back on your feet with one...