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Tag: Life Insurance

Does Your Life Insurance Policy Offer This Surprising Benefit?

Does Your Life Insurance Policy Offer This Surprising Benefit?

Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. At the urging of...

The Five Types of Insurance Every College Student Needs

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

Next Exit - Life Insurance!

Next Exit - Life Insurance!

Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many companies...

Distractions and Teen Drivers

Distractions and Teen Drivers

PARENTAL GUIDANCE SUGGESTED We know what you’re thinking. The idea of talking to your son or daughter about distracted driving probably has you rolling your eyes — and your teen responding in kind. We get it. It can seem like it’s a conversation that will fall on deaf ears, but like any important discussion you have with your kids, it resonates more than you know....

Life Insurance for Stay-at-Home Parents

Life Insurance for Stay-at-Home Parents

If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. That’s a lot of responsibilities that often demands life insurance protection. One person who does all of the above and more is Beth Schiedel, mom of Zita, 3,...