Next Exit - Life Insurance!
Posted: October 28, 2017
Whether you’re a young adult, a stay-at-home parent or a retiree, you may have a need for life insurance. Yet you may have concerns about your health conditions. Many people think certain conditions preclude them from getting life insurance. In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. The truth about life insurance and health conditions Although it varies by insurer, many companies...
Life Insurance for Stay-at-Home Parents
Posted: October 21, 2017
If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. That’s a lot of responsibilities that often demands life insurance protection. One person who does all of the above and more is Beth Schiedel, mom of Zita, 3,...
Annuities vs. Life Insurance
Posted: February 21, 2017
Annuities and life insurance have a lot in common. In both cases, you pay money to a company that promises to give it back (and then some) at a later date. Pretty simple, right? But things can get a little fuzzy after this. In blunt terms, life insurance is for those who are left behind when you die. Maybe it helps your heirs pay final...
Insurance 101
Posted: February 2, 2017
It’s a safe bet that, at some point in your life, your home- or auto-insurance policy is going to be used — whether you’re rear-ended on your way to work or a kitchen fire claims your new cabinets. Here are some basic insurance terms that can help you communicate when you need to file a claim. Policy: The written contract stating the conditions of your...
Five Rules for Teen Drivers and Their Parents
Posted: January 23, 2017
Driving is a privilege for drivers of all ages, including teens. Driving brings both opportunity and risk to those behind the wheel. “As a parent, I give our children positive affirmation about their driving abilities, while helping them understand the numerous risks,” said Kevin Dowling, assistant vice president for direct claims at Grinnell Mutual. “To be successful at whatever you do, there is often an...