Business Liability Insurance Umbrella
Posted: July 1, 2016
As a smart business owner, one of the ways you protect the investment in your business is through liability insurance. While standard liability coverage will protect you in most situations, sometimes it may not be enough. Without adequate liability protection, your business and personal assets may be at risk. Normally, it is difficult for businesses or general contractors to work without general insurance. General liability...
Infographic: How to Protect Your Home from Heavy Rain and Flooding
Posted: April 11, 2016
By: Erie Insurance | March 24, 2016 It's a rainy time of year. Learn how to protect your home from water damage with these simple tips. Call us at Pardridge Insurance anytime (815-758-4447) to go over your flood insurance or to go over any questions you may have! ...
5 Questions (and Answers) About French Drains
Posted: March 29, 2016
#1 - What are French drains? French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. Unwanted water travels through the pipe and empties a safe distance from your home or business. #2 - How do I know if I need a French...
Data breaches: Not “if” but “when”
Posted: February 17, 2016
When we think about data breaches, it’s the big retailers — like Target, famously — and restaurants that do hundreds or thousands of point-of-sale transactions every week that come to mind. But contractors, especially if they’re working with subcontractors, are not immune to this risk — a single incident could cost a company thousands. According to the Identity Theft Resource Center (ITRC), a 10-year average...
Put insurance on your event planning checklist
Posted: February 15, 2016
Happy Engagement! With the hours you pour into event planning, you want the big day to go off without a hitch. But accidents happen. No matter what the event – a wedding reception, small town festival, fair, or 5K – liability exposures exist for event organizers and landowners. Learn why you should add special event coverage to your planning checklist. Why do I need special...